Rates

Qualifications

Minimum deposit of $250. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

• At least 12 debit card purchases
• Be enrolled in and agree to receive e-statements
• Be enrolled in and log into online banking

It’s really that easy. And remember that even if you don’t meet your qualifications during a cycle, your account is still free — and you’ll still earn our base dividend rate. Then you can get right back to earning your rewards the next month.

Qualifications

Minimum deposit of $250. Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

• At least 12 debit card purchases
• Be enrolled in and agree to receive e-statements
• Be enrolled in and log into online banking

So easy. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base dividend rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month!

Minimum balance - $25

Rates and policies subject to change without notice. Fees may reduce earning on account.

Premature Withdrawal Penalty:
We may impose a penalty if you withdraw any of the principal before the maturity date or the renewal date
Amount of Penalty:
Premature Withdrawal Penalties are:
6-month term – loss of 90 days dividends
12-month term (1 year) – loss of 180 days dividends
24-month term (2 years) – loss of 270 days dividends
36-month term (3 years) – loss 270 days dividends
48-month term (4 years) – loss of 360 days dividends
60-month term (5 years) – loss of 360 days dividends

**New Auto 2023-24 (or less than 5,000 miles)
***Used Auto 10 years old or newer (used autos older than 2015 will have a rate increase of 2.50%)

^ Motorcycles up to 5 years old (dirt bikes excluded)

Your Annual Percentage Rate is based on your credit qualification. The guidelines for terms are determined by loan amount. Your loan officer can help you determine the best rate and terms for your loan, based on your own personal needs and Credit Union policy.

Certain restrictions may apply. Your APR is based on your credit qualification. Rates quoted for excellent credit score, rates subject to change at any time. Repayment terms require monthly payments that amortize the loan principal amount plus accrued interest to retire the loan in full by the end of the loan term. The guidelines for terms are determined by loan amount. Your loan officer can help you determine the best rate and terms for your loan, based on your own personal needs and Credit Union policy.

Certain Restrictions may apply. The rate is variable and subject to change. The rates presented above are effective as of the current date. Your individual APR will be based on your credit qualification. The guidelines for terms are determined by loan amount. Your loan officer can help you determine the best rate and terms for your loan, based on your own personal needs and Credit Union policy.