Low interest rate Ag Loans are available to all 4-H and FFA members. These loans are designed to help youth finance their market animal projects. All of the youth create a business plan and fill out a loan application. Once they repay their loan we will report to the credit bureau and they will receive a credit score.
This fantastic program is designed to help 4-H and FFA members establish credit before they turn 18! The program also teaches them how to create a business plan, how to apply for a loan; fill out loan documents, and the importance of responsibility when they pay back the loan.
4-H and FFA members who have had an Ag Loan for several years have great credit and have learned a valuable lesson about financial responsibility. As northern California’s only consumer Credit Union exclusively serving the agricultural community, we are proud to offer the 4-H and FFA members and their families the chance to finance their market projects and learn the importance of financial responsibility with our Youth Ag Loans.
Annual $1,000 scholarships are available to college age youth interested in pursuing a career in agriculture or a related field.
Our Youth Scholarship program offers awards of $1,000 each to qualified applicants. To qualify, you must:
- Currently be a resident of the North Bay
- Have a minimum cumulative grade point average of 2.50
- Be no older than 23 years of age
- Be a member of North Bay Credit Union
- Currently be attending, or planning on attending, any post high school accredited university, college or educational system with an emphasis in the area of agriculture.
Prospective candidates will be interviewed by our Scholarship Awards Committee. Our 2017 application process is now closed. Please check back for our 2018 award applications.