Membership Benefits

North Bay Credit Union offers terrific benefits for our members! Since 1948 we have distinguished ourselves as a Credit Union that cares about its members. We offer the same products and conveniences as a big bank, but it is our exceptional service to every member who walks through our door that sets us apart from the rest.

As a member, you are a part owner of North Bay Credit Union. We are here for you and work to please our members! Our charter requires us to return excess earnings back to our members in the form of higher dividend rates, lower loan rates, no fee services, as well as scholarships, grants, and Low Interest Ag Loans for our youth. Our Board of Directors and Supervisory Committee are volunteers from the local community who help make policies and decisions for the Credit Union and are voted in by the Credit Union members.

Our credit union was originally founded to serve the agriculture community. Although we have expanded beyond that original charter, we remain very involved with agricultural youth programs. We offer scholarships to graduating seniors and continuing college students, grants to 4-H and FFA groups looking for funding, and our Low Interest Ag Loans to help our 4-H and FFA members finance their market projects for the county fair.

By switching your banking to North Bay Credit Union, you will directly contribute to the local economy of Sonoma County. All residents of Sonoma County are eligible for membership. Switch Today!

Membership Applications

Simply click the link below to open and print the application. Adobe Reader is required to open these files. To download Adobe Reader for free, click below.

Drop your application off at either our Santa Rosa or Healdsburg branch

Santa Rosa

Mon - Fri 9:00am - 5:00pm
304 Sutton Place
P: (707) 584-0384


Mon - Fri 10:00am - 5:00pm
1357 Healdsburg Ave.
P: (707) 755-2860

When you submit your membership application to the credit union you will need to visit our office and provide picture identification. You can start the process by using our easy 3 step switch kit below!

To Apply for a Vehicle Loan, Signature Loan, or Visa Credit Card click the button below! If you have any questions please call (707) 584-0384. Thank you, we look forward to serving your financial needs.